You might have already fallen victim to scammers at an ATM or gas pump. I’ve been tricked at the gas pump more than once, but there are ways to make it harder for these criminals and stay one step ahead.
Scammers initially used skimmers at ATMs and have now shifted their focus to gas pumps. If you don’t notice the skimmer, it intercepts your card information and wirelessly transmits it to the scammer. Once this happens, the scammer quickly drains your bank account.
These skimmers are becoming smaller and some work in conjunction with cameras, allowing them to watch as you enter your PIN, making it even easier for them to steal your money.
Here are some helpful tips to give you an advantage and stay vigilant:
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Inspect the ATM or gas pump closely before using it. Check if anything looks unusual. Try wiggling it; if it moves even slightly, don’t use it. If you do use it, always check your account afterward. If you have security alerts like I do from my bank, you’ll be notified immediately if your card is compromised.
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Turn on your phone’s Bluetooth. Skimmers typically use Bluetooth to transmit your card information, so if you see a strange device appear on your Bluetooth, it’s best not to use those pumps or ATMs.
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If you’re confident that your inspection has ruled out any criminal activity, always cover your hand when typing your PIN to prevent illegal cameras from capturing it. If you have the option to bypass your PIN, use that method instead.
If you become a victim of this scam, call the number on your card immediately to report the fraud. Make sure you’re signed up for text message and email alerts, as these provide immediate notifications.
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