By: Lexi Jackson
You’re probably wondering what is smishing and how you’re affected by it? I’m sure you’re familiar with the term email phishing. Email phishing is when scammers send emails to deceive you into giving out sensitive information. Smishing is the SMS/text message version of email phishing. Scammers will send text messages trying to trick you into clicking a link, inserting your social security number or credit/debit card information.
Since spam email is becoming less effective, scammers are searching for new ways to extract information. There are three types of smishing approaches: messages from a business, a friendly stranger, or a “Winner/Rewards” message. The most popular examples are random text messages from the bank, scheduled package delivery, tax refunds and student loans.
How can you protect yourself from phishing?
- Be alert and conscious for anything suspect.
- Don’t send sensitive information through text messages.
- Try not to download software sent via text message.
- Avoid inputting information after clicking a link sent through text message.
- Look out for free rewards, especially if they require credit/debit card information.
- Block suspicious numbers.
- Safeguard your number
Smishing is growing and it is important to take precaution and protect yourself. If something seems suspicious think twice before acting.