By David Gracey According to Consumer Reports, nearly 74% of in-store shoppers receive a sales pitch for an extended warranty service plan when buying an electronic device or appliance. I noticed this trend expand rapidly starting about 10 years ago or so and it has grown into a money making machine for the retailers. So…

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by David Gracey This year about 25% of all U.S. holiday shopping will be done online.  This is truly amazing given that online shopping didn’t exist 20 years ago and was barely on the radar 10 years ago.  This year’s Internet purchases will be up about 17% from last year, according to nerds who track…

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